Salary advance
before payday!

Up to UGX 1,400,000 instantly! Upload payslip, become a customer, earn UGX 5,000.

Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.

Salary advance
before payday

Up to UGX 1,400,000 instantly! Upload payslip,
become a customer, earn UGX 5,000.

Thanks! You’re one step closer to accessing your salary early.
Oops! Something went wrong while submitting the form.

Why choose us

Trusted by 5,000+ Employees Across Uganda

Ugandans #1 salary advance platform
4.0

“Family emergency came up—Fido had my back.”

4.5

“Fast cash, no stress—no need to involve HR.”

5.0

“Covered my daughter’s school fees just in time!"

How to secure a loan as an employee

Verify your Identity

Use your selfie, Ugandan ID card, and address to access instant funds with Fido.

Upload payslip

Submit your payslip to qualify for an instant salary advance offer.

Get approved & funded

Once your payslip is approved, you'll qualify for a salary loan of up to UGX 1,400,000 and receive a UGX 5,000 reward upon disbursement.

Smart tips for food vendors

Our  e-book is packed with tips and hacks for food vendors in Ghana to boost your business.

Download the free guide

Frequently Asked Questions

What happens if I can’t repay on the due date?

We understand that life happens. You can adjust your repayment plan in the app or contact support for flexible options. 

Will taking a salary advance affect my credit score?

Not at all. Fido’s salary advance product is designed to be stress-free, low-risk and non-punitive. It will not negatively affect your credit score.

How long does it take to receive the money?

Once your employer shares your details and you're marked eligible, funds are disbursed almost instantly after application through the Fido App.

What if I’m not formally employed?

Fido Salary Advance is currently available through partner employers for formally employed staff. If you're not yet eligible, stay tuned—we’re exploring more options for freelancers and informal workers

Do I need to bring any documents?

No documents are required. Fido uses a fully digital process, with identity verification and pre-approval handled seamlessly.

How do I repay my salary advance?

Repayments are made via your mobile money wallet, and can be done in up to 6 flexible installments, with reminders sent through SMS or calls.Repay directly from your mobile money wallet on your preferred date—no stress.

How much can I request as a salary advance?

You can access up to 100% of your monthly take-home salary, depending on your eligibility as assessed by Fido.